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My Funded Futures vs SurgeTrader

Quick Verdict

My Funded Futures uses trailing eod (floor moves up at end of day) with a 2.5% daily loss limit and 80-90% profit split. SurgeTrader uses static (floor never moves) with a 5% daily loss limit and 75-90% profit split. My Funded Futures starts from $150; SurgeTrader from $200.

If you want more forgiving drawdown rules, SurgeTrader is the better choice. Static drawdown means your profits create genuine breathing room, while My Funded Futures's trailing eod (floor moves up at end of day) raises the floor as you profit. Both offer the same maximum profit split of 90%.

My Funded FuturesSurgeTrader
Evaluation Type1-step1-step
Drawdown TypeTrailing EOD (floor moves up at end of day)Static (floor never moves)
Daily Loss Limit2.5%5%
Max Drawdown4%8%
Profit Target6%10%
Min Trading DaysNoneNone
Profit Split80-90%75-90%
Payout FrequencyBi-weeklyMonthly (no longer operational)
News Tradingallowedrestricted
Overnight HoldingNoYes
Weekend HoldingNoNo
EA / BotsAllowedNot allowed
Marketsfuturesforex, indices, commodities, crypto
PlatformsNinjaTrader, Tradovate, Rithmic, TradingViewMT4, MT5
Cheapest Account$150 ($50,000)$200 ($25,000)
Which is better for you?

Scalping / Day Trading

SurgeTrader allows overnight holding, giving more flexibility. SurgeTrader's static drawdown is more forgiving for scalpers.

Swing Trading

Neither allows weekend holding — consider FTMO or The5%ers for swing trading.

Budget-Conscious

My Funded Futures is cheaper to start ($150 vs $200).

Who Should Choose My Funded Futures

My Funded Futures is the better fit if you trade futures exclusively. The EOD trailing drawdown gives you flexibility during the session since the floor only updates at the close, which suits active day traders who have intraday swings.

  • +EOD trailing drawdown (not intraday)
  • +No minimum trading days to pass
  • +Competitive pricing on evaluations
  • +Supports TradingView and NinjaTrader

My Funded Futures supports NinjaTrader, Tradovate, Rithmic, TradingView and processes payouts bi-weekly. News trading is fully allowed, so you can trade NFP, FOMC, and CPI without restrictions. Automated trading with EAs is permitted.

Who Should Choose SurgeTrader

SurgeTrader is the better fit if you focus on forex and CFDs. The static drawdown means every dollar of profit adds to your safety cushion, making it ideal for traders who build equity gradually and want protection from losing streaks.

  • +Was one of the first 1-step evaluation firms
  • +Had accounts up to $1M
  • +Static drawdown model

SurgeTrader supports MT4, MT5 and processes payouts monthly (no longer operational).

The Bottom Line

Choosing between My Funded Futures and SurgeTrader comes down to three things: the markets you trade, how much drawdown flexibility you need, and your budget. If you trade futures, My Funded Futures is your only option here. If you trade forex or indices or commodities or crypto, go with SurgeTrader. My Funded Futures is cheaper to get started at $150 vs $200.

The biggest structural difference is drawdown type: My Funded Futures uses trailing eod (floor moves up at end of day) while SurgeTrader uses static (floor never moves). Static drawdown is objectively more forgiving because profits create a permanent cushion. Trailing drawdown follows your equity peaks, meaning you can lose an account even while net profitable. If you are still undecided, take the firm finder quiz for a personalized recommendation based on your trading style, risk tolerance, and budget.