Vigil Independent Review
Is TopStep Legit?
Yes, TopStep is a legitimate prop trading firm. With a Vigil trust score of 85/100, it ranks among the most trustworthy firms in the industry. Founded in 2012 and headquartered in Chicago, Illinois, USA, TopStep has paid out an estimated $150M+ to traders and maintains a 4.5/5 rating on Trustpilot across 4,800 reviews.
Trust Score Summary
Highly Trusted
Fundamentals: 22/25 | Payouts: 27/30 | Reputation: 21/25 | Regulatory: 15/20
Evidence Summary
Operating Since
2012
14 years in operation
Total Payouts
$150M+
Trustpilot
4.5/5
4,800 reviews
Payout Speed
1-3 business days
Headquarters
Chicago, Illinois, USA
Status
Active
What to Watch For
Known Weaknesses
- - Futures only, no forex or crypto
- - Monthly subscription model on some plans
- - Trailing drawdown can be restrictive
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Frequently Asked Questions
Is TopStep legit?
TopStep has a Vigil trust score of 85/100, rated "Highly Trusted". Based on our analysis, it is a legitimate prop trading firm.
Is TopStep a scam?
No, TopStep does not appear to be a scam. The firm has verifiable payouts, a public track record, and a 4.5/5 Trustpilot rating across 4,800 reviews.
Does TopStep actually pay traders?
TopStep has an estimated $150M+ in total payouts with a typical processing time of 1-3 business days.
What do traders say about TopStep?
TopStep has a 4.5/5 rating on Trustpilot from 4,800 reviews. The majority of reviews are positive.
Should I use TopStep or a different prop firm?
TopStep is one of the top-rated prop firms. It is a strong choice for futures traders looking for a reliable firm.
This review is based on Vigil's independent trust scoring framework. We are not affiliated with TopStep and do not receive compensation from any prop firm. Trust scores are updated quarterly. Last updated March 2026.